YOUR PROTECTION
GAP covers the deficiency balance on your loan in the event of a total loss.
Credit Protection protects your family's financial future.
 


When it comes to choosing a GAP policy, most important is knowing your insurance carrier will be around to pay claims. With Securian Casualty Company, you know just that.

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A.M. Best Rating Report:
A Rating Report from the A.M. Best Company represents an independent opinion from the leading provider of insurer ratings of a companyís financial strength and ability to meet its obligations to policyholders.

A Best's Rating is assigned after an extensive quantitative and qualitative evaluation of a companyís financial strength, operating performance and market profile. Bestís Ratings are assigned according to the following scale:
Rating Description
Secure Best's Ratings:
A++ and A+Superior
A and A-Excellent  
B++ and B+Very Good
Vulnerable Best's Ratings:
B and B-Fair
C++ and C+Marginal
C and C-Weak
DPoor
EUnder Regulatory Supervision
FIn Liquidation
SRating Suspended
With Securian, the choice is clear. Securian provides financial institutions with the best value, service, programs and technology to help you achieve and exceed your financial objectives.

We have selected Securian Casualty Company and CNL/Insurance America as our GAP contractual liability policy providers. Both are member companies of the Securian Financial Group. Securian Casualty, domiciled in Minnesota, was incorporated in 1994, and Insurance America, domiciled in Georgia, was incorporated in 1987. Both companies provide GAP and debt cancellation contractual liability policies to the financial institution marketplace, as well as other property and casualty products. We have chosen to partner with these companies based on Securian Financial Group's financial integrity and strength in providing security and value for our clients.

Securian Casualty and Insurance America are rated A (Excellent) by A.M. Best, the fourth highest of 16 ratings as of January 2014. Administration of your GAP program will be provided by Insurance America.
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