YOUR PROTECTION
GAP covers the deficiency balance on your loan in the event of a total loss.
Credit Protection protects your family's financial future.
 


When it comes to choosing a Credit Protection policy, most important is knowing your insurance carrier will be around to pay claims. With Minnesota Life, you know just that.

Quick Links:
Credit Protection Home    About the Insurance Carrier

A.M. Best Rating Report:
A Rating Report from the A.M. Best Company represents an independent opinion from the leading provider of insurer ratings of a companyís financial strength and ability to meet its obligations to policyholders.

A Best's Rating is assigned after an extensive quantitative and qualitative evaluation of a companyís financial strength, operating performance and market profile. Bestís Ratings are assigned according to the following scale:
Rating Description
Secure Best's Ratings:
A++ and A+Superior  
A and A-Excellent
B++ and B+Very Good
Vulnerable Best's Ratings:
B and B-Fair
C++ and C+Marginal
C and C-Weak
DPoor
EUnder Regulatory Supervision
FIn Liquidation
SRating Suspended


About Minnesota Life Insurance Company

Minnesota Life Insurance Company, founded in 1880, provides financial security for individuals and businesses in the form of insurance, pensions and investments. With over $500 billion of life insurance in force, Minnesota Life is one of the largest life insurance companies in America. Minnesota Life serves more than eight million people through a combined work force of over 5,000 associates and representatives located in our national headquarters at St. Paul, Minnesota, and in sales offices throughout America.

For over 50 years, Minnesota Life has been working with banks, credit unions, and mortgage lenders to help meet the credit protection needs of the people they serve.

Exceptional financial strength and integrity

With $27 billion in assets under management, Minnesota Life is highly rated by the major independent rating agencies that analyze the financial soundness and claims-paying ability of insurance companies. Our exceptional financial strength and claims-paying ability are confirmed by the top four independent rating agencies which analyze the strength of insurance companies. For more information about the rating agencies and to see where Minnesota Life rating ranks relative to other ratings, please see its website at www.minnesotalife.com/aboutfinancials.asp.
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